As the assisted living industry grows, the options and their quality continue to grow as well. When opting for assisted living, two highly important factors are the location and the cost. We’re excited to share that on that front, assisted living in Waxahachie, TX is well worth the (surprisingly affordable) price!
Average Cost of Assisted Living in Waxahachie, TX
Overall, assisted living in the state of Texas is already lower than the US average. The Texan average cost of assisted living is around $3,998 per month, while the national average is $4,500 a month. You’ll be pleasantly surprised to find out that it gets even more affordable in Waxahachie, where assisted living costs an average of $3,248 a month.
It’s also more affordable compared to other senior care options in Texas, including home care and nursing home care. Furthermore, how much more worth to get out of the fees also depends on the additional services offered by the respective communities, aside from the core assisted living services. Hence, it’s always good to look critically for assisted living communities that provide higher comfort and quality for a lower price!
Assisted Living and Medical Coverage Programs in Texas
Unfortunately, while Medicare doesn’t cover assisted living services in Texas, Medicaid can help to make assisted living more affordable.
Medicaid doesn’t directly cover assisted living services upfront; however, those who are eligible for Medicaid can leverage the Texas Medicaid STAR+PLUS waiver. It covers both medical and non-medical long-term care services, providing care in a Texan’s residential facility, which assisted living communities fall under. This includes assisted living services, rehabilitation therapy, medication management, emergency response systems, and more.
Alternative Medical Coverage Options in Texas for Assisted Living
Is Medicaid not an option for your loved one? Those who are ineligible due to various reasons such as location and financial situation can find it difficult to seek alternative means of support. Thankfully, there are other options available such as:
- VA Aid and Attendance: If your loved one is receiving a VA pension for being a wartime veteran, he or she may be eligible for VA Aid and Attendance if support for daily activities is required. VA Aid and Attendance benefits provide a monthly payment in addition to the monthly VA pension, which can be put towards paying for assisted living.
- Reverse mortgage: Home loans that allow your loved one to access part of the equity of their home, converting it into cash. Hence, allowing them to use it to pay for assisted living.
- Long-term care (LTC) insurance: Based on the specific policies of the insurance provider, your loved one may be able to use long-term care insurance to pay for assisted living.
Do look into these options if you’re looking for alternative opportunities to make assisted living more affordable for your loved one!
Affordable Comfort at Morada Waxahachie
If you’re looking for assisted living choices in the South, look no further than Morada Waxahachie! We believe in providing exceptional quality care without breaking the bank. Take the next step to improving your loved one’s quality of life in their golden years with us by touring our assisted living community.
